Do you want to know some great ways of economising on your auto insurance costs. Here are just a few of the ways you can do it. Car insurance is one of the most expensive costs involved in driving a car, and it's not something you can avoid - a minimum level of insurance is required by law.
However, don't be fooled into thinking you just have to accept the quote your insurer gives you, as there are plenty of ways to significantly reduce your car insurance costs. Firstly, you should shop around as much as possible - too many people don't even do this step which is unforgiveable with the internet at our disposal these days. The wonderful world of the internet allows you to easily compare insurance costs of various insurers, so get looking today. Plus, you'll usually get a discount of 10% or more just for buying your policy online.
Next, policy type: do you really need a comprehensive policy with all the extras? For example, if you go for third party, fire & theft, you can significantly reduce your monthly premiums compared to a comprehensive policy. Thirdly, there's the no claims discounts: Nearly all policies feature a discount that increases for every year you don't make a claim. The higher the discount available, the more you could save. Also look at insurers offering a 'no claims bonus for life' feature, where your current discount level can be fixed forever, even if you have to make a claim somewhere down the line.
Look at what excess you have on your current policy, this is the amount you pay before the insurer picks up the claim. Choosing to have a higher than standard excess level will usually mean lower premiums. How secure is your vehicle is the next question to ask yourself. By fitting a proper alarm and immobiliser it can also reduce your premium. Parking you car off-road, for example on a driveway or in a garage, will also mean a cheaper policy.
By paying your car insurance annually, you will save compared to paying monthly premiums. So definitely pay annually if you can, but if you can't manage this, then find the insurers who don't charge extra for the monthly payment method. Mileage: The more mileage you run up every year, the more your insurance will cost. Even if you can't reduce your mileage, make sure you're not overestimating how much you actually do drive, and give your insurer an accurate figure. These are just some of the ways to save on your car or truck insurance, so start searching and saving today.
Article Directory: http://www.articledashboard.com
However, don't be fooled into thinking you just have to accept the quote your insurer gives you, as there are plenty of ways to significantly reduce your car insurance costs. Firstly, you should shop around as much as possible - too many people don't even do this step which is unforgiveable with the internet at our disposal these days. The wonderful world of the internet allows you to easily compare insurance costs of various insurers, so get looking today. Plus, you'll usually get a discount of 10% or more just for buying your policy online.
Next, policy type: do you really need a comprehensive policy with all the extras? For example, if you go for third party, fire & theft, you can significantly reduce your monthly premiums compared to a comprehensive policy. Thirdly, there's the no claims discounts: Nearly all policies feature a discount that increases for every year you don't make a claim. The higher the discount available, the more you could save. Also look at insurers offering a 'no claims bonus for life' feature, where your current discount level can be fixed forever, even if you have to make a claim somewhere down the line.
Look at what excess you have on your current policy, this is the amount you pay before the insurer picks up the claim. Choosing to have a higher than standard excess level will usually mean lower premiums. How secure is your vehicle is the next question to ask yourself. By fitting a proper alarm and immobiliser it can also reduce your premium. Parking you car off-road, for example on a driveway or in a garage, will also mean a cheaper policy.
By paying your car insurance annually, you will save compared to paying monthly premiums. So definitely pay annually if you can, but if you can't manage this, then find the insurers who don't charge extra for the monthly payment method. Mileage: The more mileage you run up every year, the more your insurance will cost. Even if you can't reduce your mileage, make sure you're not overestimating how much you actually do drive, and give your insurer an accurate figure. These are just some of the ways to save on your car or truck insurance, so start searching and saving today.
Article Directory: http://www.articledashboard.com
RSS Feed (xml)
No comments:
Post a Comment